UPSC IAS Answer Key 2018 | IAS Prelims 2018 Solved Paper pdf

61. Consider the following statements:

1. Capital Adequacy Ratio (CAR) is the amount that banks have to maintain in the form of their own funds to offset any loss that banks incur if the account-holders fail to repay dues. 
2. CAR is decided by each individual bank. 
Which of the statements given above is/are correct?
(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2

Answer.a

The capital adequacy ratio (CAR) is a measure of a bank's capital. It is expressed as a percentage of a bank's risk weighted credit exposures. Also known as capital-to-risk weighted assets ratio (CRAR), it is used to protect depositors and promote the stability and efficiency of financial systems around the world.

62. The identity platform `Aadhaar' provides open "Application Programming Interfaces (APIs)". What does it imply?

1. It can be integrated into any electronic device.
2. Online authentication using iris is possible.
Which of the statements given above is/are correct?

(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2

Answer.d

63. Very recently, in which of the following countries have lakhs of people either suffered from severe famine/acute malnutrition or died due to starvation caused by war/ethnic conflicts?

(a) Angola and Zambia
(b) Morocco and Tunisia
(c) Venezuela and Colombia
(d) Yemen and South Sudan

Answer.d

64. Regarding Wood's Dispatch, which of the following statements are true?

1. Grants-in-Aid system was introduced.
2. Establishment of universities was recommended.
3. English as a medium of instruction at all levels of education was recommended.
Select the correct answer using the code given below : 
(a) 1 and 2 only
(b) 2 and 3 only
(c) 1 and 3 only
(d) 1, 2 and 3

Answer.d

65. With reference to the Parliament of India, which of the following Parliamentary Committees scrutinizes and reports to the Ilouse whether the powers to make regulations, rules, sub-rules, by-laws, etc. conferred by the Constitution or delegated by the Parliament are being properly exercised by the Executive within the scope of such delegation?

(a) Committee on Government Assurances
(b) Committee on Subordinate Legislation
(c) Rules Committee
(d) Business Advisory Committee

Answer.b

66. Consider the following statements :

1. As per the Right to Education (RTE) Act, to be eligible for appointment as a teacher in a State, a person would be required to possess the minimum qualification laid down by the concerned State Council of Teacher Education.
2. As per the RTE Act, for teaching primary classes, a candidate is required to pass a Teacher Eligibility Test conducted in accordance with the National Council of Teacher Education guidelines.
3. In India, more than 90% of teacher -5 education institutions are directly under the State Governments.
Which of the statements given above is/are correct ? 
(a) 1 and 2
(b) 2 only
(c) 1 and 3
(d) 3 only

67. Consider the following pairs :

    Tradition                           State
1. Chapchar Kut festival   —    Mizoram
2. Khongjom Parba ballad  —   Manipur
3. Thong-To dance          —   Sikkim
Which of the pairs given above is/are correct ? (a) 1 only
(b) 1 and 2
(c) 3 only
(d) 2 and 3

Answer.a

68. Consider the following statements
1. The Food Safety and Standards Act, 2006 replaced the Prevention of Food Adulteration Act, 1954.
2. The Food Safety and Standards Authority of India (FSSAI) is under the charge of Director General of Health Services in the Union Ministry of Health and Family Welfare.
Which of the statements given above is/are correct? 
(a) 1 only
(b) 2 only
(c) Both 1 and 2
(d) Neither 1 nor 2

Answer.a

69. The term "two-state solution" is sometimes mentioned in the news in the context of the
affairs of 
(a) China
(b) Israel
(c) Iraq
(d) Yemen

Answer.b

The two-state solution refers to a solution of the Israeli–Palestinian conflict which calls for "two statesfor two groups of people." The two-state solution envisages an independent State of Palestine alongside the State of Israel, west of the Jordan River.

70. With reference to the provisions made under the National Food Security Act, 2013 consider the following statements:

1. The families coming under the category of 'below poverty line (BPL)' only are eligible to receive subsidized grains.
2. The eldest woman in a household, of age 18 years or above, shall be the head of the household for the purpose of issuance of a ration card.
3. Pregnant women and lactating mothers are entitled to a take-home ration' of 1600 calories per day during pregnancy and for six months thereafter.

Which of the statements given above is/are correct?

(a) 1 and 2
(b) 2 only
(c) 1 and 3
(d) 3 only

Answer.b

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